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About Us

Channel Active Ltd is authorised and regulated by the Financial Conduct Authority. Our firm reference number is 617772 - you can review our details on the Financial Services Register

IVAAdviceForum.co.uk has been designed as a resource to help visitors overcome some of the confusion that is often connected to complex formal debt solutions such as an IVA. We have also created the site as a means to connect visitors with knowledgeable and reputable IVA companies and debt advisers.

In particular the website aims to provide a fully rounded view of IVA’s and IVA companies. An IVA is a perfect debt solution for thousands of people each year. They provide relief from debt and all of the associated issues, such as stress, that tend to follow those worried about serious debts. However we are conscious that many companies oversell IVA’s without identifying the risks and disadvantages that are bound to accompany any such major financial decision. The site therefore is open about poor IVA information, badly performing IVA companies and other issues than can arise where the process is not handled properly.

The website also provides access to a team to debt advisers. Uniquely within the industry, each member of the advice team is professionally qualified to provide debt advice. Sadly this level of competence is rare within the industry as a whole.

The site advice team is provided by Bright Oak Ltd. Bright Oak Ltd and Channel Active Ltd (the operator of this site) are companies linked by common ownership. Neither Bright Oak Ltd nor Channel Active Ltd are direct providers of IVA’s which assists us to provide balanced advice on all of the debt solution options that might be available to any particular individual.

The recommended IVA companies on this website have been chosen with extreme care. We acknowledge that there are many good IVA companies operating throughout the UK that could be included within our recommended list. However there are some IVA companies that attract poor client feedback and that have a poor reputation within the industry itself. We hope that our recommended panel will help as an additional option to assist people to avoid bad IVA operators.

Through a combination of the information on our webpages, the news reported in our IVA blog, the articles that are frequently added to the site and the interaction between IVA experts and the public in our forum we believe that we have created a unique and valuable resource for anyone considering how best to deal with unmanageable debts using an IVA or any other debt solution option.


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IVA Advice Forum Advisor Kelly Jago IVA Advice Forum Expet Susan Clay IVA Advice Forum Expert Beverley Budsworth

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