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 Only debts shown on a credit report affect rating?
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Just Joined

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Posted - 11 Nov 2017 :  11:42:02  Show Profile  Reply with Quote
Possibly a hard question to answer but does anyone know if only the debts shown on all 3 credit agency reports affect an actual rating? I ask this because I have debt which is not on any of my reports and I wondered if it would affect my rating still?

IVA Adviser
IVA Expert

783 Posts

Posted - 13 Nov 2017 :  09:01:35  Show Profile  Reply with Quote
Hi mrvillicus.

We can't see how a debt, that isn't referenced on any of your credit reports, could influence your credit scoring.

I am a professionally qualified debt adviser. To contact me about starting a IVA please:?      
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