I'm in IVA At the moment we barely spend any money on the house, clothes or leisure as nursery bill is massive. When that stops - will we be able to increase other expenditure or will have to live on the breadline?
That's what I mean - now we barely touch some of the expenditures like house maintenance, hobbies, fuel, clothes. Others like groceries are at bear minimum of guidelines suggested or not existing like content insurance. We'd like to get them to comfortable (not luxury) level when nursery stops. And there will be some medical expenses needed more than £20 a month assigned now for a family of 4
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