Hi there i have amassed thousands in debts. It is mostly on credit cards with Egg, Barclaycard and MBNA the biggest. Do these credit cards accept iva cases?
The thing i am most worried about is my employer finding out if i do it. Dont think i will lose my job but it isnt a big office and i dont want the others to know about my personal affairs. Is your employer told about an iva. Do i have to tell them
If the credit card is a company card and you are just a signatory, then it's not affected. If you have a card used for expenses and your employer pays it for you, then that can be explained in the proposal and excluded from the IVA.
I am a Insolvency Practitioner handling IVA cases.
To add to the IVA Adviser and Mike's comments; in some cases, employers may also credit check their employees - this may notify your employer of your IVA. You will always have to give your consent for any credit check to be carried out but this is just something to be mindful of.
I am an Insolvency Practitioner handling IVA cases. To contact me about starting a IVA please: ?á?á?á
Hi again. Luckily we dont have to get credit checked so should not be a problem and no-one should find out here.
Are there many jobs where you do get credit checked? I hadn't really heard of that before. It's not an issue for me today but you never know if you might need another job especially as things are right now. I wouldn't want an IVA to get in the way if it came to that.
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