I have an IVA and my wife has a DMP with the same company. After my IVA had been running a couple of years I had to undergo heart surgery which meant I had to reduce my working hours and hence my income. In consequence the term of the IVA was increased by one year. I am now in the last six months of a six year IVA and my IP has asked me to obtain the relevant information with regard to equity release from the house we live in. The house is, and always has been, solely in my wife's name and she pays the mortgage. Her mortgage provider has refused to give me any information regarding the mortgage without her consent as I am not the account holder. Can my wife be forced to give consent against her wishes? Can my IP increase the term of my IVA again?
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