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This website has been written and designed specifically for residents of England, Wales and Northern Ireland.

The law of insolvency in Scotland differs from that in the rest of the UK. An IVA is not a debt solution that is available to Scottish residents. The closest equivalent is known as a Trust Deed, Scottish Trust Deed or Protected Trust Deed.

There are other debt solutions available in Scotland which are not available to residents in other parts of the UK.

Our sister-website, Trust-Deed.co.uk, has been in operation since 2007. A panel of Scottish insolvency experts are available to assist visitors with questions in the site’s forum. There are also many pages of information connected to other debt solutions in Scotland including the Debt Arrangement Scheme, which is an alternative to a debt management plan, and the various routes available to Sequestration (bankruptcy).

Should you have any questions regarding debt solutions in Scotland generally or about a Trust Deed in particular we suggest that you visit the site: Trust-Deed.co.uk

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